Avoid Brave. It is basically Chromium, with commercial shitware slapped on, and an ad-blocker which performs worse than UBlock Origin on Firefox. Brave Inc. (a for-profit company) is openly hostile to forks and independent builds, and expects you to run and trust their binaries. It also wants to charge you a one-time fee for a build free of crapware, i.e. something you can get for free from Chromium.
I like Brave, and I know and respect many of the technical team there. I looked into the various stories about the browser that led to it being unpopular in some key communities, and I really couldn't find anything some misunderstandings, common business practices (which you can legitimately disapprove of), and a wish to register opposition to their connection to cryptocurrency/web3.
I think many people would choose not to use Brave because of its association with Brendan Eich (details at Wikipedia here: https://en.wikipedia.org/wiki/Brendan_Eich#Appointment_to_CE... ), which stands as separate from the browser itself, or the actions of the company.
Brave does what it says on the tin: It's another Blink based browser that is now rather mature and trouble free. It's supported by very responsive developers that provide a fully integrated ad blocking engine that is superior to every browser add-on/extension solution ever created.
That's it in a nut shell. Take a few minutes and go solve all your browser problems.
It's been working great for me as the primary browser for a couple of years now.
Prior to that I was on Firefox (for the sake of browser engine diversity) but left as soon as they announced they were turning into an AI powered advertising company, and would use your data for training. However, I keep it around for cross-browser testing.
I've been using Brave for years and its great. Having JS off by default (i.e. shields) is excellent for security. They provide MV2 versions of AdGuard and uBlock Origin that you can enable directly from the browser settings. Those are also both excellent for security since the main threat is malicious scripts served up by ad networks.
I used to be interested in it but ever since they launched Brave Orion it has become clear they intend to actively monetize the free public versions they have been releasing, and the path they're taking with crypto and add-on bloat just feels ickier than most of its competition including Chrome.
That is just a huge mess of tautologies. Like the way they measure the housing you need to thrive is by the 40th percentile of rent. But today's apartments are much nicer than apartments in 1963, so the 40th percentile is buying a much better product today than in 1963.
This makes "thriving" a constantly moving target, because by definition 40 percent of people have housing that sucks too much. This does reflect realities of human psychology (our happiness is mostly about relative well-being, not absolute well-being), but it is not remotely useful for comparing material living standards over time.
Could you clarify what you mean by “…will be over in a year or so”. Genuine question. Is it that models will be so good that none of this matters or we will need to go back to older ways?
Is the author accounting for the equity built up?
Cash has to go out whether it’s a mortgage or rent. With a mortgage you are building equity. This changes the true math when you sell (leaving aside your ability to now get a HELOC).
Yes the author is accounting for the equity buildup. They only count the interest part of the mortgage repayments as an expense. Any principal repayments are neutral.
He's saying - and rightly so - that outflow towards rent can be significantly less than outflow towards real property equity given the structure of a traditional mortgage + maintenance burden. And with (a large amount of) financial discipline that delta can result in substantial increase in wealth at the end of the day.
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