Why not take the time to learn to hack? What with all the internet resources out there, IRC, mailing lists, and whatnot, it doesn't really matter where you are, and some 'peace and quiet' would be good for the concentration you'll need.
At that point, maybe you can have a go at doing something along the lines of "Start Small, Stay Small":
The idea being that with a niche product, it's not going to be an all-or-nothing venture, and you'll be able to run it just fine from wherever you are - no need to be somewhere where startups are 'hip' and you can recruit 30 people after you get your millions in funding.
At that point, maybe you can have a go at doing something along the lines of "Start Small, Stay Small":
http://www.amazon.com/gp/product/B003YH9MMI?ie=UTF8&tag=...
The idea being that with a niche product, it's not going to be an all-or-nothing venture, and you'll be able to run it just fine from wherever you are - no need to be somewhere where startups are 'hip' and you can recruit 30 people after you get your millions in funding.