Why not ? laws could be passed to forbid the use of genetic profiles in establishing premium rates the same way gender or ethnicity are not allowed for use when calculating credit scores. We're talking about a win-win-win (consumer, insurance company, state/ fed) situation for everybody if only we could learn to trust a lil bit. Why does every relationship between a consumer & a service provider has to be rooted in mistrust ?
EDIT : Why is this being down-voted ?
"`(A) IN GENERAL- For purposes of this section, a group health plan, and a health insurance issuer offering group health insurance coverage in connection with a group health plan, may not adjust premium or contribution amounts for the group covered under such plan on the basis of genetic information."
